FFOSP offers a variety of customized and innovative loan products which have been specifically tailored in accordance with the evolving needs of its clients. Lending processes and procedures are likewise customized, barring unnecessary business process and non‑discriminatory credit assessment systems, while ensuring fast, easy and affordable access to finance. A client retention rate of more than 60% are outcomes of successful product design and an embedded customer centric approach of FFOSP.
Principal Loan
Designed especially for females of low‑income households with no access to other financial resources. It focuses on groups of women collectively responsible for guaranteeing each other.
PKR 15,000 – 200,000 · 12/18 months
Small Business Loan
Designed for individuals who can consume the loan up to PKR 200,000. Available for both males and females in groups as well as individually. For females, it is sanctioned to graduate clients of Principal Loan only.
UP to PKR 200,000 · 12–24 months
Kisan Finance
A defined loan type that directly aims at providing financial assistance in the field of agriculture. Available only to low‑income farmers for agriculture‑based needs like fertilizer and seeds, in group lending for maximum land of 4 Acres.
PKR 50,000 – 100,000 · bi‑annual
Mal Mawaishi Loan
Especially designed to provide livestock loan facility to meet growing financial requirements of the livestock sector. May be used for breeding, trading, purchasing of animals (cow, buffalo, goat, sheep, etc.) and related tools/equipment.
PKR 50,000 – 200,000 · 3–6 months