Digital Financial Services
Through DFS, FFOSP is ensuring the delivery of basic financial services to the targeted community through innovative technologies like mobile-phone-enabled solutions, electronic money models and digital payment platforms. Following are the partners of FFOSP under DFS. Easy Paisa, UBL Omni, UBL Omni, Konnect by HBL
Green Portfolio Campaign
FFOSP’S Green Portfolio has very innovative merger process. At the time of disbursement every group is required to plant a tree or seed. Every month we get quantity of 250-300 plants and this is vigorous enough to sustain the local greenery and community. Through effective implementation of the campaign, FFOSP would made successful environmental inroads into the local communities and academia with great trust and hope to take local government departments on board.
Awareness Sessions for Farmers
The value chain approach is a proven method to help farmers in increasing their agriculture products. To deploy an agriculture value chain engaged in cultivation of wheat and rice crop, FFOSP and Fauji Fertilizers Company (FFC) are collaboratively conducting training's through Agriculture Experts. These sessions are especially designed for our operational area’s Rice/Wheat farmers (Clients).
Social Awareness Sessions
Social awareness is an integral part of group meetings, provided to clients on monthly basis. It goes with different theme i.e. environmental pollution, smog precautions, social responsibilities, awareness of human rights, importance of education etc. within the parameter of ESM framework. These meetings are conducted by Credit Officers (CO) of that specific area. This promote the collective approach in the community.
Micro-insurance
FFOSP believes that insurance gives the entrepreneurs/ clients better chance to focus on their enterprise which drastically reduce the risk effecting their earnings. FFOSP is providing Credit Life Insurance (also called borrower insurance) to every regular microfinance client. It provide life insurance coverage to all clients in which its life and credit is covered.
Muashi Rehnumai Program
Muashi Rehnumai Program is a signature program of FFOSP which aims at imparting knowledge of financial concepts and developing skills of clients. Training delivery mechanism has been devised. A comprehensive raining module including budgeting, household savings, client grievance handling, health & life insurance , MF-CIB, debt management, financial products and services, rights and responsibilities, Mobile accounts (M- Wallets) and branchless banking has also been developed. This program is being executed in all our operational offices.
National Financial Literacy Program (NFLP)
National Financial Literacy Program is an initiative to create basic financial education for the general public. The program is being launched by the state bank of Pakistan (SBP) through SBP banking Services Corporation (SBP-BSC) field offices in partnership with banks, MFIs, RSPs, NGOs etc. and we were the first partner of SBP under this program.